Credit risk analyst

First National Bank of Omaha • Omaha, NE, United States • $200k - $250k / year • 8h ago

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Our Modern, Flexible Workplace:

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.

Summary of the Job:

Work with a team of credit card credit risk managers and analysts to perform credit analysis of the credit card loan portfolios as well as perform reporting and ad-hoc analysis. Determine areas of opportunity and develop recommendations for changes. Monitor the ongoing credit performance of portfolios and newly booked vintages, develop reporting and analytic process improvements, maintain high standard of efficient coding skills.

About This Role:

Credit risk analysis and reporting as assigned.
Must have the ability to operate independently in a research capacity.
Ability to identify root causes of issues and report on those causes.
Monitor ongoing delinquency and loss performance of credit card portfolios, identify and investigate trends and report on findings.
Build strong cross-functional working relationships with peers and management.
Understand and comply with Bank policy laws, regulations, and Bank programs as applicable to job duties.

The Ideal Candidate for This Role:

Required Qualifications:

Bachelor's or advanced degree, preferably in a quantitative discipline.
Strong coding skills (Python preferred).
Ability to adapt and manage multiple deadlines.
A good understanding of financial services data.

Desired Qualifications:

Bachelor’s or higher preferably in a STEM field.
1-3 years’ experience in a coding/stats environment.

Additional Qualifications:

General understanding of consumer lending.
Ability to communicate effectively cross-functionally including with operational and technical staff and peers.
Be a self-starter and take the initiative to go above and beyond.

Compensation:

Compensation range (base pay): $60,830.00-$100,370.00. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: FNBO Benefits.

For additional information regarding compensation and benefits, e-mail FNBO at ********@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20240987.

Equity, Diversity, & Inclusion:

FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.