Description
GENERAL DESCRIPTION:
The position of Commercial Lender requires knowledge of standard lending practices and methods, expertise in dealing with commercial lending, and the ability to source and sell a variety of loan products to community businesses while developing the bank’s business clientele and portfolio.
Requirements
POSITION REQUIREMENTS:
- Make and service a variety of secured and unsecured loans and lines of credit
- Provide superior customer service and financial counsel to retain current customers
- Identifies and solicits profitable business deposit and loan relationships to target new business
- Ability to handle simple to complex customer accounts, resolve a variety of customer problems and make credit decisions independently within established lending limits
- Meet regularly with senior management and Loan Committee on larger loans or lines of credit
- Ability to deal with complex issues involving multiple facets and variables in non-standardized situations
- Ability to define problems, collect data, establish facts, and draw valid conclusions
- Position may require some overnight travel to attend seminars and requires attendance at meetings prior to or after normal business hours
Skills/education/experience required:
Preferred candidate will possess a BA Degree from a four-year college or university: 5 to 7 years related experience in financial or banking services or equivalent combination of education and experience. Must have valid driver’s license, ability to travel.
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