Pay Range: $137,451.00 - $183,465.00
Responsible for New Business Development activities, dealing with large, high net worth customers and complex transactions. Evaluates loan applications and assesses credit worthiness of applicants. Maintains a loan portfolio that includes gathering relevant financial data and maintaining customer relationships. Complies with bank policies, and Federal/State regulations dealing with Commercial Lending. Assists less experienced loan officers with training, consultation, and guidance.
Education and Experience:
- 4 year degree or related experience
- 7-10 years of Commercial Lending experience
Skills and Abilities:
- Strong accounting and credit analysis background
- Strong communication skills
- Ability to attain/exceed established business goals
- Strong management and leadership skills
- Ability to use various computer programs and bank accounting system
- Strong oral and written communication skills
- Understanding of economics, general business/commercial finance and accounting
- Legal knowledge of lending practices
Unique Job Characteristics and Requirements:
Needs to be a strong negotiator on behalf of the bank.
Tasks Performed:
- 40% Develops a profitable relationship portfolio through New Business Development activities with relationships normally involving large customers with complex borrowing, depository and Trust needs. Maintains awareness and adherence to Bank policy as well as all Federal/State regulations affecting commercial lending.
- 25% Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customers, properly documenting borrower status through file write-ups.
- 20% Evaluates loan applications by analyzing borrower capacity, financial data, industry trends, collateral position, management ability and then uses personal judgment to determine credit worthiness.
- 10% Assists less experienced loan officers by providing training, advice, and guidance.
- 5% Other duties as assigned.
Physical Requirements:
- Communicate effectively with internal and/or external customers
- Stationary 75% of time or greater
- Move objects to a maximum of 10 lbs
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
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