Associate, Portfolio Managment (Specialty Finance Lending)

KeyBank • Superior, CO, United States • $200k - $250k / year • 3w ago

Location:

127 Public Square - Cleveland, Ohio 44114

ABOUT THE JOB (JOB BRIEF)

The Key Corporate Bank Specialty Finance Lending (KCBSFL) Associate identifies and evaluates risk for a portfolio of highly structured transactions. The position is responsible for reviewing loan and lease documentation to evaluate deal structure, performing facility monitoring to ensure covenant compliance, analyzing credit risk in individual deals and making risk rating recommendations, preparing monthly and quarterly portfolio reporting, performing annual reviews and AQRs on existing portfolio deals, compiling information for internal and external examinations, understanding credit and compliance policies and procedures, and additional duties or projects as assigned.

ESSENTIAL JOB FUNCTIONS

Perform credit and risk monitoring of highly structured Specialty Finance transactions.
Review loan and lease documentation to evaluate deal structure and ensure covenant compliance.
Analyze and assess customer and transaction exposures and concentrations within the KCBSFL portfolio and individual deals.
Prepare minor amendments and waivers, as needed.
Recommend credit strategies to mitigate portfolio risks.
Perform periodic reviews of existing portfolio deals, encompassing an assessment of equipment/collateral and an evaluation of transactional, operational and credit risk.
Recommend appropriate risk ratings for transactions.
Identify problem loans and leases and support workout efforts as needed.
Compile information as requested for internal and external examinations, reviews and audits.
Ensure compliance with KeyCorp and KCBSFL policies and procedures. Evaluate risks in accordance within those policies and procedures.
Escalate issues as appropriate.
Perform other duties, as assigned.
Periodic travel as required.

REQUIRED QUALIFICATIONS

An undergraduate degree in accounting, finance, economics or related field.
5+ years of commercial lending, commercial leasing, or credit analysis experience combined with finance and accounting experience.
2+ years of experience working with structured finance transactions (e.g., CLOs or ABS).
Strong knowledge of financial analysis applications (Moody’s Risk Analyst).
Strong knowledge of and ability to apply financial analysis and accounting concepts.

Strong knowledge of loan and lease documentation.
Strong organizational skills.
Ability to analyze a wide variety of lessee and industry information.
Ability to work independently.
Ability to make and support recommendations.
Ability to meet multiple deadlines.
Strong written communication skills.
Proficient in Word and Excel applications.
Detail oriented and self-motivated.

PREFERRED QUALIFICATIONS

Experience with a variety of collateral types including middle market loans, growth capital loans, transportation assets (aviation, rail, marine container), other esoteric assets.
Regulatory experience.
Loan review or audit experience.
MBA, CFA designation or other advanced training relevant to position.

Software Used:

MS Office including Access, Excel and Word.
Moody’s Credit Lens.
LoanIQ.

This position is not eligible for employment visa (e.g., H-1B) sponsorship. Applicants must be authorized to work in the United States on a full-time basis.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $77,000 to $125,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance.

Please click here for a list of benefits for which this position is eligible.

Job Posting Expiration Date: 11/29/2024

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.

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