Market Facing Underwriter, Middle Markets (Mid-Senior or Senior)
Zurich is seeking an experienced Middle Markets Underwriter (Mid-Senior or Senior Level) for our office in Denver, CO. While this position will be based out of our Denver, CO office, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers and be in the office 2-3 days a week.
Middle Markets is a key business segment within Zurich, and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution-focused problem-solving abilities. Our industry focus includes (not limited to) Financial Institutions, General Industries, Manufacturing, Technology, Professional Services, and Real Estate. Zurich Middle Markets offers end-to-end solutions for our customers inclusive of international programs.
This role will be filled at either the Mid-Senior Middle Market Underwriter or Senior Middle Market Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.
As a Mid-Senior or Senior Middle Markets Underwriter, you will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert on the team. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers in the Mountain states.
The Middle Markets Underwriter is responsible for:
- Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end-to-end solution for their insurance needs.
- Using a disciplined approach to exposure evaluation, risk assessment, and pricing.
- Using risk insights, data, and models to drive informed decisions at point of sale.
- Identifying gaps and aligning Zurich’s products and value proposition to offer a solution that provides the contract certainty the customer needs.
- Demonstrating strong analytical skills and executing as an innovative advisor.
- Underwriting, analyzing, and generating new and renewal business.
- Market facing and production within the growing Middle Markets division.
- Administering and monitoring underwriting rules and guidelines, insurance laws and regulations, and rating manual rules.
- Developing and maintaining agency and broker relationships.
- Working within broad limits and authorities on highly complex assignments.
Mid-Senior (Level II) Basic Qualifications:
- High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
- OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area.
- OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area.
- OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area.
- AND Knowledge of line/s of business and the legal and regulatory guidelines.
- Knowledge of time restraints for quotes on new and renewal business.
- Experience with Microsoft Office.
OR Senior Underwriter (Level III) Basic Qualifications:
- High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.
- OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area.
- OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area.
- OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area.
Preferred Qualifications:
- Bachelor’s Degree.
- Ability to effectively assess risk.
- Strong retail broker relationships within the region.
- Superior skills in relationship building, active listening, needs analysis, and win-win negotiating.
- Possess knowledge of time restraints for quotes on new and renewal business.
- Excellent oral and written communication skills.
- Strong knowledge of underwriting philosophy, techniques, national/local filing regulations, and guidelines.
- PC and related software skills.
- CPCU and ARM a plus.
Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. The starting salary range for the Middle Market Underwriter (Level II) position is $90,000.00 - $135,000.00 and for the Senior Middle Markets Underwriter (Sr. Level III) position is $115,000.00 - $165,000.00.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance.
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