Required Skills To Be Considered For The Role
- Credit analysis experience. Experience reviewing credit reports such as Experian or D&B
- Experience with order release
- Experience with credit insurance
- Bachelor's degree required
- 3+ years of Financial Analysis experience
Position Summary
MGR is looking for someone with credit analysis experience, preferably someone who has worked for a distributor or wholesaler. Experience with D&B, Experian, Creditsafe, etc. is essential for reviewing and approving credit limits, releasing orders, and handling credit limit increase requests. Experience with credit insurance is a plus, and the candidate should be able to perform annual, semi-annual, and quarterly reviews. A college degree is a must have.
The senior credit analyst performs various functions primarily concerned with analyzing the creditworthiness of customers or prospects by conducting in-depth financial analysis to determine the risk involved in extending business-to-business credit.
Essential Areas Of Responsibility
- Responsible for evaluating current and potential customer creditworthiness.
- Responsible for requesting, gathering, and analyzing information that helps justify credit limit decisions.
- Assist with order release and work with customers to obtain payment for order release.
- Responsible for processing credit applications, assisting with new customer setup, and ensuring that affiliated accounts are set up properly.
- Make credit recommendations to management in the event that credit limit requirements exceed delegation of authority.
Position Requirements
Any equivalent combination of education, training, and/or experience that fulfills the requirements of the position will be considered.
Education/Certification/Experience
- Bachelor's degree required.
- Minimum of 3 years of experience underwriting credit in a business-to-business environment.
Skills/Knowledge/Abilities
- Comprehensive knowledge of Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement).
- Solid understanding of Risk Metrics and Financial Ratios.
- Understanding of Securitization Documents (UCCs/Letters of Credit/Notes).
- Knowledge of JDE/SAP and AS400 preferred.
- Experience with various credit reporting agencies (D&B/Client).
- Active participant in industry groups NACM/CRF/CMA.
- Strong verbal, written, and presentation skills.
- Microsoft Office Suite proficiencies: Word, Excel, PowerPoint.
- Ability to work in a team/cross-functional environment.
- Demonstrate effective customer service skills.
Travel Requirements
May be required to visit customers domestically as required to support business needs.
Physical Requirements
- Sitting for extended periods of time at work station or mobile equipment.
- Visual acuity for activities such as computer work, preparing and analyzing data, and extensive reading.
#J-18808-Ljbffr
