Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.
***This is an on-site role located at our Lindon, UT facility.
Pay: $60-70K based on experience
Full benefits starting day 1!
Excellent health insurance
Paid Family Leave
Tuition Assistance
Summary of This Role
This position works with Operational and Sales teams, business Partners and Payment Facilitators to establish accounts and ensure that they are maintaining parameters set forth in their contracts. The team members will work on and enforce Global Credit policy criteria, maintaining adherence to all operating regulations and strategies published by the card brands and other legal/ regulatory bodies and engaging team members and leaders and developing strong data delivery and reporting in support of all contractual obligations. The team member will help develop, maintain and ensure compliance with PayFac credit policies and programs consistent with company policy to ensure organizational compliance. The position is also responsible for reviewing and performing oversight for PayFac credit mitigation and management. Additionally, the team member performs partner underwriting and partner monitoring efforts and policies consistent with company policy.
What Part Will You Play?
Underwrite new incoming Partners and Merchants
Underwrites and audits new and Existing Payment Facilitators
Responding to requests from partnerships and reviewing changes that they are requesting across their entire portfolio.
Communication with the integrations team, legal, solutions consultants, merchant underwriting, accounting teams and support teams to ensure alignment in processes and requirements.
Document processes through verbal or written communication
Be able to make suggestions to process changes by looking for areas of improvement.
Reviewing incoming requests for Partners who are requesting wholesale changes to their portfolio which include any system limits and/or functionality.
Reviewing ProPay’s Partners' sub-clients to ensure that they are going through established parameters set by the team and determine if there needs to be a change to their system functionality.
Ensures adherence to credit policy criteria, maintains adherence to all operating regulations and strategies published by the card brands and other legal/regulatory bodies, and engaging team members and leaders.
Works internally and externally on our approach to payment facilitation risk management
Analyze a wide variety of payment facilitator opportunities across a myriad of business types, primarily in an ecommerce environment, where potential financial risk exposure may be higher
Request and obtain information from the Sales Representatives as necessary to complete the review process
Determine the risk presented by each partner and their sub-clients based on a thorough review of business and transaction flows leveraging client-specific & overall portfolio data
Comprehensive review and analysis of individual and company reports including Experian, Equifax, Dunn and Bradstreet, LexisNexis, Tax Returns, Financial statements, Merchant Processing Statements, etc.
Help prepare for audits of payment facilitators, both on-site and virtual
Communicate confidently and effectively with payment facilitators and sales representatives as required to obtain the required information
Communicate effectively with internal company departments, as well as multiple levels of management to accomplish a common goal
Makes recommendations to leadership on adjustments to policies and/or procedures to optimize productivity and scalability
Work with bank sponsor and integration partners on a wide variety of tasks
Coordinate with bank sponsor and integration partners on a wide variety of tasks
Support submission of applications to card brands for registrations
Respond calmly, quickly and decisively to unpredictable or unexpected events and changes
Other duties as assigned
What Are We Looking For in This Role?
Minimum Qualifications
4+ years of related experience
Advanced in Excel, Word and Outlook, Microsoft Office, Google Suite
Strong interpersonal and team work skills, and must have ability to work effectively with individuals from diverse cultural backgrounds and maintain cordial and successful relationships with coworkers, and other business contacts.
Able to work in a fast paced environment
Strong background in creating, executing and maintain policies & procedures
Experience reviewing and analyzing individual and company financial data
Must be a team oriented individual with willingness to work with all levels of staff & customers (not exclusively high level applicants) with a positive attitude.
Driven, independent self-starter. Strong ability to target things that need doing and to get them done without direction and close oversight
Preferred Qualifications
Bachelor’s Degree majoring in Business, Finance, Criminal Justice or MIS preferred, other majors considered
Previous audit or oversight responsibilities
Previous experience working with sponsor banks
Previous experience building and running reports with SQL
Strong knowledge of Payment Facilitation
Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpay.com .
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