Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.
The Specialty Human Services Division is looking for a Senior Underwriter to join their team. This will be a fully remote role in the USA.
Essential Job Functions and Responsibilities
- Has responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.
- Underwrite primarily renewals for an assigned/established book of business.
- Uses independent judgment and initiative to support business goals.
- Maintains a high level of customer service.
- Analyzes coverage and limit requests and decides what terms to offer.
- Meet or exceed new business production goals while maintaining profitability across assigned portfolio and adhering to authority and strategies.
- Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions.
- Orders and screens miscellaneous reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, credit checks, outside inspections, loss control, etc.
- Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
- Interprets, explains, and markets products and services.
- Establish relationships with key trading partners and drive strong account retention activity across assigned territory through telephone and Teams interactions.
- Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
- May provide guidance and assistance to lower level positions.
- Performs other duties as assigned.
Competencies/Technical Skills
- Proven ability to successfully negotiate on all levels and develop producer relationships.
- Demonstrate ability to analyze risks, prioritize the gathering of underwriting data, and clearly communicate a well thought out underwriting approach.
- Excellent communication and documentation skills required.
- Ability to work independently, show initiative, while demonstrating strong collaboration skills in a team environment.
- Strong time and desk management skills.
- Working knowledge of Microsoft Office Suite as well as other business-related software.
Job Requirements
- Education: Bachelor’s Degree or equivalent experience.
- Field of Study: Business, Liberal Arts or a related discipline.
- Experience: Generally, 3 to 6 years of related experience. Progression toward certification in area of expertise preferred; appropriate certifications could include Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM).
Business Unit: Specialty Human Services
Salary Range: $70,040.00 - $95,600.00
Benefits: The wage range for this job is based on role, level, and location. Within the range, individual pay takes into account a variety of factors that are considered in making compensation decisions including but not limited to skills, education, training, licensure and certifications, experience of the candidate, the role's scope, complexity, and other business and organizational needs. In addition to the base compensation, we offer a competitive Total Rewards package, which includes but is not limited to medical, dental, vision, paid time off, and 401(k) plan for full-time and part-time employees who are eligible for benefits.
Your recruiter may be able to tell you more about our total rewards offerings and the specific wage range for the relevant location(s) during the hiring process.
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