Job Function: The Mortgage Loan Originator will help originate new loans, working with both existing and prospective clients to identify the best mortgage solution to meet their individual goals. This role will be to generate an approved loan that delivers the promised rate and fee structure.
Essential Duties and Responsibilities:
- Responsible for developing and maintaining relationships with all partners in order to develop and retain existing business opportunities.
- Responsible for monitoring overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to credit counseling and pre-qualifying potential home buyers.
- Loan origination includes, but is not limited to the screening and obtaining of support documentation and submitting of loan applications for review and processing.
- Maintain knowledge of products and procedures.
- Demonstrates a working knowledge of secondary market guidelines and products as related to mortgage lending.
Job Qualifications/ Required Skills and Abilities:
- 2 years of loan origination experience preferred.
- Superior communication skills, with the ability to communicate effectively and professionally at all levels of the organization.
- Exhibits a high degree of professionalism.
- Maintain a high degree of confidentiality and integrity.
- Excellent follow-through and time management skills.
- Strong attention to detail.
- Excellent organizational skills.
- Must exhibit good business acumen.
- Ability to multi-task and solve problems.
- Proficient in Microsoft Office applications (i.e. Word, Excel, Outlook).
- Must possess a can-do customer-service attitude/philosophy.
Qualifications
Education
Required
High School or better.
Experience
Preferred
2 years of loan origination experience preferred.
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
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