Start a career with First National Bank Alaska, the Best Place to Work in Alaska as recognized nine years in a row by Alaska Business magazine readers.
Salary: $24.75/hour minimum. Offer would be commensurate with experience.
Schedule: Monday - Friday
GENERAL PURPOSE SUMMARY
Provides technical and administrative support to one or more loan officers in a division or large branch; liaisons with customers and processes and closes complex commercial loans with limited supervision, by performing the following essential duties and responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Assists one or more loan officers composing and preparing correspondence and compiling complex loan documentation and transaction information including multilevel borrowing entities such as corporations, LLC’s, Partnerships, and Native organizations.
- Acts as liaison between loan officer and borrower to obtain financial, borrower, collateral information and all other supporting documentation.
- Determines whether borrower documentation satisfies established bank procedures by reviewing title, appraisal, environmental, and engineer reports; as-built surveys; and flood certifications. Reports findings to loan officer and may assist with compilation of collateral evaluation and/or environmental report.
- Confirms documentation or relative priority of bank’s security interest. Processes Lines of Credit and Construction Loan disbursement requests.
- Obtains documentation required by investor or guarantee partners including AIDEA, SBA, AHFC, and BIA by interacting with investors, customers, and loan officers.
- Reviews loan files, identifies any exceptions to bank policy or procedure and prepares Loan Information Sheet for review and approval by loan officer.
- Reviews loan documents prior to closing with borrower. Confirms loan documents conform to authorized terms of proposed transaction.
SUPERVISORY RESPONSIBILITIES
May supervise lending support staff. Carries out responsibilities in accordance with the organization’s policies and procedures. Responsibilities may include interviewing, making hiring recommendations, training employees, planning, assigning and directing work, appraising performance, addressing complaints and problem resolution.
QUALIFICATION REQUIREMENTS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION and/or EXPERIENCE:
Minimum: Bachelor’s degree in business, accounting, finance, or related field and one year banking, real estate, commercial lending, or related experience; or three years banking, real estate, commercial lending, or related experience; or equivalent combination of education/training and experience.
Preferred: Bachelor’s degree in business, accounting, finance, or related field plus two years banking, real estate, commercial lending, or related experience; or four years banking, real estate, commercial lending, or related experience; or equivalent combination of education/training and experience. One-year customer service, mortgage lending, escrow, title insurance, loan servicing, or related experience.
LANGUAGE SKILLS:
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and assists with procedure manuals. Ability to effectively present information and respond to questions from groups of managers, customers, and the general public.
MATHEMATICAL SKILLS:
Ability to work basic mathematical concepts, such as probability and statistical inference. Ability to apply concepts, such as fractions, percentages, ratios, and proportions to practical situations.
REASONING ABILITY:
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form, and deal with several variables.
OTHER SKILLS AND ABILITIES:
Ability to keyboard 35 wpm and operate a 10-key calculator by sight. Windows based word processing and spreadsheet skills preferred. Familiarity with tax returns and financial reports necessary. Must be a self-starter requiring only general supervision.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms. The employee is frequently required to talk and hear. The employee is occasionally required to stand; walk; stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 25 pounds. Specific vision ability required by this job includes close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
WORKING CONDITIONS
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
Noise level in the work environment is usually moderate.
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