Underwriter/Senior Underwriter - Fidelity and Crime
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.
Our Fidelity and Crime Division underwrites fidelity and crime policies throughout the U.S. for mercantile businesses, financial institutions, and governmental entities. Products include employee dishonesty, forgery, theft, computer fraud, kidnap, ransom and extortion, and Fine Art.
We are currently searching for an Underwriter/Account Executive or Senior Underwriter/Account Executive for our Atlanta Region. This individual may work remote from Georgia, Florida, or Tennessee. The role of the underwriter is to market, underwrite and produce profitable Fidelity and Crime business in accordance with Company objectives and policies. This is a salaried position and not commissioned sales.
Responsibilities:
- Has accountability for own risk selection/rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives) decisions and those made by members of the team/unit.
- Uses independent judgment and initiative to support business goals.
- Maintains a high level of customer service.
- Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options and conditions, etc.).
- Prices business in accordance with company guidelines.
- Assesses risk quality and compliance within company guidelines.
- Orders and analyzes miscellaneous business reports needed in the rating and underwriting processes, including credit checks, contract agreements, financial statements, and underwriting surveys.
- Makes recommendations on risks.
- Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.
- Prepares effective internal and external communications on underwriting issues.
- Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
- Interacts with the producers/insureds, assists in marketing calls, and participates in underwriting/production calls.
- Interprets, explains, and markets products and services.
- Visits producers and principals, as well as attends industry or company events, in order to retain existing accounts, survey exposures, build and maintain business relationships, and develop new opportunities in support of divisional objectives.
- Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
- Performs other duties as assigned.
- Strong negotiation skills.
- Must be open to day and overnight travel up to 25% of the time, to visit producers and insureds.
Qualifications:
- Bachelor's degree preferred.
- Generally, 0-5+ years insurance underwriting experience.
- Insurance carrier or broker experience in professional lines/crime is preferred.
- High level of organizational skills, ability to establish priorities and meet deadlines.
- Proficiency in PC based programs and Microsoft Office.
Business Unit: Fidelity / Crime
Salary Range: $60,000.00 - $120,000.00
Benefits: The wage range for this job is based on role, level, and location. Within the range, individual pay takes into account a variety of factors that are considered in making compensation decisions including but not limited to skills, education, training, licensure and certifications, experience of the candidate, the role's scope, complexity, and other business and organizational needs. In addition to the base compensation, we offer a competitive Total Rewards package, which includes but is not limited to medical, dental, vision, paid time off, and 401(k) plan for full-time and part-time employees who are eligible for benefits. Your recruiter may be able to tell you more about our total rewards offerings and the specific wage range for the relevant location(s) during the hiring process.
#J-18808-Ljbffr
