The Senior Credit and Investment Analyst position is an integral part of the DLP Credit, Risk and Investment team, to identify and evaluate multi-family opportunities in acquisitions, dispositions, and financing through the analysis of RR, P&L, DCF, market data, submarket data, and more. The analyst identifies areas of opportunities and risk and to drive lending & investment decisions. The primary asset classes on which this team member would focus include Multifamily, Build-to-Rent Residential, Outdoor Resorts, Manufactured Housing, and Self-Storage.
What you have already achieved: (Requirements)
- Solid analytical and financial modeling skills
- 2+ years of prior analyst experience
- Mastery of advanced Excel formulas and functions
- Passion for learning and a desire to grow
- Strong work ethic and GRIT
- Preferred experience/exposure to: multi-family, debt placement, asset management
What you are great at: (Responsibilities)
- Analysis of Acquisition, Development, & Lending Deals. This includes but not limited to: rent roll analysis, P&L analysis, DCF model review and creation, market/submarket overviews, rental market surveys, high level deal evaluation, granular month-by-month lease up strategy analysis, evaluating construction budgets, understanding construction draws, reviewing appraisals and secondary valuations, analyzing credit risk, evaluating borrower/sponsor experience, performing SWOT analysis (i.e. identifying risk and opportunities on deals), etc.
- Using company spreadsheets and tools to underwrite acquisition, development, and lending deals. This includes but is not limited: Calculating IRR, cash-on-cash, equity multiple, debt service coverage, and other important deal level return metrics, underwriting loan requests and documents (including borrower financials, credit report, tax returns, bank statements, REO schedules, personal financial statements, investment track records, appraisals, and property inspections).
- Updating underwriting sheets with all findings and details from the documents received on deals within your pipeline, pulling data from source documents, and utilizing DLP’s analysis tools.
- Contributing to the creation of lending and acquisition/memos/overviews/ICOMs/debt books, as well as providing feedback and participating in investment/credit committee meetings and discussions.
- Exhibiting a deep understanding of firm's loan underwriting guidelines and pricing grids and leveraging partners’ credit boxes to identify loans that are ineligible.
- Exhibiting a deep understanding of the firm's equity buy box and loan targets, and what constitutes a “down the fairway” deal.
- Leveraging strong attention to detail in order to place equity and fund loans completely and accurately.
- Utilizing superb organizational skills to manage file details and keep file organization complete and audit ready.
- Developing a deep understanding of Microsoft Excel, formula creation, and financial modeling.
- Supporting Capital Raising & Investor Relations Team, Capital Markets Team, and Asset Management Team.
What you're motivated by:
- A fast pace. We’ve grown exponentially and new team members continue to join our DLP family.
- A leadership team that trusts each other, communicates effectively, and is committed to helping team members grow, both personally and professionally.
- Visionary, smart, and innovative CEO. Ours is the kind of leader you read about, hope to work with, and learn from.
- A culture focused on developing and investing in team members - coaching, training, and supporting each other. We have a mantra of “Leaders made here” at DLP, focused on developing and growing leaders.
Our Mission:
At DLP Capital, we are committed to making an impact - whether it's through acquiring and developing real estate, building relationships, or empowering our clients with the tools they need to achieve their dreams. We deliver a suite of services including lending, investment funds management, and loan servicing in addition to an exclusive membership platform focused on scaling businesses and preserving wealth. We are proud to have been named on multiple Best Places to Work lists for more than six years, and have remained on the Inc. 5000 list of fastest-growing companies for 10 consecutive years.
Benefits and Perks:
Unlimited PTO, health/dental/vision/life insurance, 401(k) matching, learning/educational incentives, Volunteer Time Off, well-being programs, company events, self improvement/productivity tools, & the incredible feeling of making a difference.
DLP is a committed Equal Opportunity Employer. If you are a qualified individual with a disability and require assistance in searching for a position or submitting an application, please contact HR at hr@dlpcapital.com. Offers of employment are conditional upon satisfactory completion of pre-employment background verification (including E-Verify). California applicants can view our California Data Privacy Policy here.
