JOB DESCRIPTION
You will be a member of the Chase Auto Private Label Captive Finance team. The Manufacturer Partnerships finance team serves as a planning and analytical resource to help executives manage, forecast, plan and gain insight into the financial profitability of the business and assess new business opportunities.
As a Financial Analysis Vice President on the Chase Auto Private Label Captive Finance team, you will be responsible for preparation and analysis of new business opportunities; preparation of origination forecasts, profitability analyses for loan and lease products, and residual risk management analysis; creating templates, models and schedules to be utilized for IT book of work submissions, deal approval workflows and preparation of management reports; facilitating expense planning/forecasting activities by providing forecasted data, operating structures and analytical support; acting as a financial liaison between the various functional areas involved in the deal making process and the CFO organization; and preparing presentations for review with management. You will help support the Partnerships finance team in all aspects of business development related to the Auto Finance Private Label Captive Finance (PLCF) organization. You will use Excel and PowerPoint in conjunction with JPMorgan's financial tools to create meaningful reports and analysis.
Job Responsibilities:
- Develop excel based models for assessing potential revenue growth opportunities and providing strategic insights for informed decision-making through the business development life cycle.
- Implement insightful analysis techniques for income statements, uncovering key insights and performance indicators to drive management decisions.
- Execute opportunity sizing process for new business opportunities, ensuring accuracy and informed financial decision-making for optimal organizational performance.
- Conduct financial analysis and assist in building business cases for new business initiatives, including but not limited to sales and origination projections, revenue, expense and credit losses.
- Analyze large sets of historical data to develop financial trends and forecast in support of business case development.
- Develop deep understanding of the loan and lease P&L to help drive optimum business case financials.
- Facilitate collaboration and communication amongst key partnership stakeholders including but not limited to Pricing, Business, Credit.
- Develop and present business case analysis cross functionally, including but not limited to Finance, Business Development Sales, and Risk.
Required Qualifications, Capabilities, and Experience:
- Bachelor’s degree in Finance or Accounting.
- 7+ years financial analysis or accounting experience, consumer lending industry experience a plus.
- Experience building business cases from scratch, inclusive of discounted cash flow models.
- Advanced skills in Excel and PowerPoint.
- Exposure to Alteryx and SQL.
- Proficiency with data mining/gathering and manipulation of data sets.
- Inquisitive, enthusiastic and diligent, and capable of challenging peers.
- Strong verbal and written communication skills with the ability to articulate complex issues clearly.
- Ability to create ad hoc reporting for senior management.
- Proven track record for executing on special projects / assignments with often little lead time or information.
- Highly motivated and able to thrive and think clearly under pressure and tight deadlines.
- Team player with the ability to be respected as a trusted partner for the Business, Finance, and Financial Planning and Analysis Teams.
- Strong analytical and problem solving skills with ability to analyze large data sets and present conclusions concisely.
Preferred Qualifications, Capabilities, and Experience:
- MBA a plus.
- Advanced skills in Alteryx or SQL.
ABOUT US
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.