We Put the World on Vacation
At Travel + Leisure Co., our mission is simple: to put the world on vacation. Our Vacation Ownership business line includes Club Wyndham, WorldMark by Wyndham, Margaritaville Vacation Club, Accor Vacation Club and the brand new Sports Illustrated Resorts. Our more than 19,000 associates put the world on vacation at more than 270 vacation club resort locations across the globe. Innovation and growth keep our work interesting and fun. Every day is a chance to learn something new and turn vacation inspiration into exceptional experiences for millions of travelers worldwide.
The Senior Financial Analyst analyzes portfolio performance with respect to consumer credit risk at origination. Areas of focus include the yield/risk balance of underwriting structure/credit policy and the business impact of new products and programs. Analyses support credit operations, sales, and finance operations by providing clear and concise assessments used for decision making. This role is remote Monday - Friday with potential quarterly in-person meetings.
How You'll Shine:
- Analyze risk in the loan portfolio including originations trends, credit quality, and default performance.
- Provide decision support to management team by querying, analyzing, and interpreting qualitative and quantitative data.
- Prepare reports summarizing findings with recommendations on underwriting structure/credit decisioning.
- Develop special financing opportunities to support strategic objectives. Partner with other departments to ensure effective implementation of select financing programs.
- Assess the performance of financing programs and promotions.
- Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results for areas such as portfolio performance and new origination acquisition strategies.
- Proactively monitor and report relevant changes in portfolio performance to management.
- Promote innovative ways to visualize and digest complex data.
- Work directly with internal business partners to manage internal systems related to portfolio information and financing options.
What You'll Bring:
- Bachelor’s degree in Accounting, Business, Economics, Finance, MIS, or Mathematics from an accredited four-year institution.
- MBA Preferred.
- Systematic problem solver with strong critical thinking skills.
- Must possess excellent written and verbal communication skills and be able to communicate effectively with senior management and peers.
- Advanced technical skillset including: MS Applications, Query and Data Visualizations, Financial modeling, Consumer behavior predictive modeling.
- Advanced understanding and experience working with relational databases.
- Demonstrate success in managing multiple projects within strict deadlines.
- Experience with dashboard building or data visualization tools such as Tableau or PowerBI.
- Experience in consumer loan/lease portfolio performance preferred.
- Experience in consumer loan underwriting preferred.
- Understanding of credit analytics and of credit scoring models preferred.
- Understanding of the metrics utilized in monitoring the performance of a consumer lending portfolio.
- 4+ years financial reporting and analysis.
Unless there is a legal requirement, experience will be accepted for the training requirement.
How You'll Be Rewarded:
We offer a diverse range of comprehensive health and welfare benefits to associates who work 30 or more hours per week to meet your needs and support you throughout your career with us. Travel + Leisure Co. benefits include:
- Medical
- Dental
- Vision
- Flexible spending accounts
- Life and accident coverage
- Disability
- Depending on position, paid time off, parental leave and holidays (speak to your recruiter for additional information)
- Wish day paid time to volunteer at an approved organization of your choice
- 401k with employer match (subject to eligibility requirements, including tenure - speak to your recruiter for additional information)
- Legal and identity theft plan
- Voluntary income protection benefits
- Wellness program (subject to provider availability)
- Employee Assistance Program
Where Memories Start with You
Hospitality is at the heart of all we do at Travel + Leisure Co. Here, you’ll find an inclusive environment where we deliver excellence and take time to have fun, celebrate together, and support one another. We're always looking ahead to what’s next and how we can strengthen our business, its neighboring communities, and the customer experience. Join our global team and build a career where memories start with you.
We are an equal opportunity employer, and all applications will be considered for employment without attention to their membership in any protected class. If you require any reasonable accommodation to complete your application or any part of the recruiting process, please email your request to MyCareer@travelandleisure.com, including the title and location of the position for which you are applying.
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