A collective energy and ambition. A place where you can make a real difference.
We're a company that genuinely cares about our people, our products, our consumers and the environment.
Our unique, informal culture champions courage, determination and collaboration. Knowing we have an open and supportive team means each of us has the freedom to take responsibility and ownership. We have a shared passion to work hard, innovate and push boundaries.
United by the belief that when we strive for growth, anything is possible. While we might not be the largest company in our industry, we believe we can have the biggest impact because: Together We Have the Power to Win.
Job location: Hybrid (Ewing, NJ / Home Office)
Role Summary
The Credit Analyst plays a pivotal role in driving the company's revenue growth and profitability. This is achieved by setting customer credit lines that balance sales requirements with the mitigation of bad debt risks, all while adhering to the company's payment terms. The role also significantly contributes to maintaining a positive free cash flow by ensuring the timely collection of outstanding accounts receivable (AR) balances.
Key Responsibilities
Credit Analysis:
- Evaluate financial statements, credit reports from Contract Credit Agencies, economic data, and customer-provided information to establish or recommend credit limits for both new and existing customers in accordance with company guidelines and assigned approval limits.
Accounts Receivable Management:
- Ensure the timely collection of AR balances and proactively identify and resolve delinquency issues.
Order Management:
- Make informed decisions to hold or release customer orders that are automatically placed on credit block.
Data Integrity:
- Maintain accuracy of customer account data, including billing addresses, credit limits, and payment terms.
Cross-Functional Collaboration:
- Build and leverage relationships with various functional areas (Customer Service, Logistics, Sales, General Accounting, Internal Audit, IT) to address customer or process-related issues.
Staff Training:
- Participate in the training of credit and collection staff.
Risk Management:
- Analyze account portfolios to identify and mitigate risks, and provide management with relevant reporting and key performance indicators (KPIs).
Process Improvement:
- Collaborate cross-functionally to facilitate policy and process improvements and resolve any policy or systems-related issues.
Advanced Reporting:
- Utilize advanced reporting tools such as Power BI to generate insightful reports and dashboards that support data-driven decision-making and provide comprehensive visibility into credit and collection metrics.
Education and Experience
- Bachelor's Degree in Business Administration required, with a preference for Finance or Accounting concentrations.
- 5+ years of relevant experience in credit and collections.
- Experience with SAP or other ERP Credit & Collections software.
- Experience in managing credit and collections for major retail customers.
- Experience working in the Consumer Packaged Goods (CPG) industry is highly preferred.
Skills and Competencies
- In-depth knowledge of financial statement analysis.
- Strong analytical, problem-solving, and negotiation skills.
- Ability to work independently with minimal supervision.
- Excellent verbal and written communication skills.
- Proven ability to work collaboratively in a team-based environment and interact effectively with internal and external customers.
- Proficient in performing complex statistical analysis using advanced analytical tools.
- Advanced skills in Power BI and Microsoft Office Suite.
Church & Dwight is proud to be an Equal Opportunity Employer/Veterans/Individuals with Disabilities.
For more information on our company, our brands and our culture visit us at http://www.churchdwight.com/
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