Want a mortgage career with more flexibility and the ability to make more money?
Are you bending over backwards or beating your head against the wall with your current lender/broker?
Want a career where being good at making friends and building relationships can help you make more?
Ocean Capital Lending, LLC gives you full control over your own pipeline and the freedom to determine your own success. There is no reason to tell clients you are not able to offer that loan product. Join our growing team of mortgage professionals today who believe that your earnings should definitely match your effort. You are always the best resource for your borrowers. Say yes to more of your borrowers today and make more money with a direct lender and real partner built for your success!
Our GOAL: Help you grow your business (Marketing Materials - print, web and social). Provide you unlimited training - assistance available when you need it (online screen-share)! Support & Technology - in house processors who go the extra mile - (Online LOS, CRM, 24/7 Application that works for you while you sleep). No monthly fees, No Tiers, No BS YOU pick your comp!
Job Description:
Loan Originator partners are responsible for originating/generating residential (1st, 2nds, and combos) and commercial mortgage loans for clients. Providing customized lending solutions to complete client short and long term goals and needs. Implement mortgage planning solutions. This position requires strong communication skills along with a willingness to provide exceptional customer service in a fast-paced team environment.
Responsibilities:
- Complete client interview, 1003 and timely compliant disclosures on LOS, IDS/Doc Magic.
- Complete/Assist loan applicants with online loan applications.
- Issue accurate pre-approval letters.
- Retrieve Credit, DU/LP, Title, Flood, Appraisal, 4506t, and all other 3rd party reports required.
- Develop and maintain strong relationships with Clients, Referrals, Realtors, Title Companies, CPAs, Attorneys and Builders.
- Find the right loan solution for your clients among a wide variety of banker and broker products.
- Advise, coach and educate your client throughout the entire loan process.
- Deliver fast turn times and outstanding customer service.
- Retrieve all required documents and conditions as soon as possible in order to close the loan.
- Upload completed files onto the company platform as per corporate policies.
Qualifications:
- A desire to accelerate your career and have an entrepreneurial spirit.
- Ability to network and motivate.
- Exceptional communication, computer and customer service skills.
- MS Office Suite and Adobe knowledge preferred.
- Receive and maintain NMLS License.
The mortgage originators will maintain minimum standards for production and quality. He/she is responsible to originate and close quality loan volume through sales and marketing activities. All origination and business development activities must be compliant and consistent with all company policies.
Payouts up to 225 bps. Position is a 100% W2 commission employee position.
What you can do with us!
Direct Lender/Banker Options FNMA/FHLMC Conventional, HomeReady, Home Possible, HomeOne, Conventional high-balance in all counties $679,650 up to 90%. MI Split, Single, Monthly and financed options OK (Icon top tier rates) VA Standard, VA Jumbo, USDA Jumbos up to $3,000,000 (Icon top tier rates) Doctor loans up to 95% LTV Combo loans up to 95% (2nds/Helocs) Condos, Non-warrantable, Condotel Portfolio 1 day out of BK/NOD up to 85%, Credit scores down to 580.
Fix/Flip, Bridge, Small Balance Commercial, Multifamily, Construction Broker Options Jumbos up to $25,000,000, Full/Alt doc, Asset Depletion Construction/Perm - Max $25M, Spec/Builder Sold Construction Foreign Nationals/ITIN 50 - 90% LTV, LLCs/Cross-Collateral/Blanket loans Self-Employed Bank Statement Income up to 90% LTV FHA/VA Construction to Perm 96.5%/100% LTC, Conventional 95% LTC Stretch LTV Financing, Land/Lot Financing Stated Income Investment, Co-ops, Business Purpose Loans FHA Down to 500, No Fico or Alternative Credit OK! FHA 203k Rehab (SFR, townhome, condo, mobile/manufactured) HUD Homes $100 down Reverse Mortgages VA Down to 500 fico Fannie/Freddie Rehab FHA/Conventional Manual Underwrites Rehab (Fix/Flip) and Rental Loans Commercial Acquisition, Rehab, Bridge, Construction, Mezzanine, JVs, Preferred Equity, Value-adds, HUD, SBA 504/7a, Non-Recourse, Small Business/Balance Loans, Cross-Collateral, No Maximum Loan Size.
You name it you can do it when partnered with Ocean Capital Lending, LLC. Don't Say no I can't do that AGAIN!
120 S Olive Ave Ste 311, West Palm Beach, FL 33401 | O: 800-895-7174 | F: 800-771-0985 | www.oceancapitallending.com - NMLS ID: 392165
Job Type: Commission Salary: $0.00 to $300,000+ /year
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