This position will serve as a resource to the Commercial Lending Center. The Commercial Lending Specialist is responsible for assisting Commercial Lenders with general administrative duties, credit-related activities and special assignments; orders loan documents; gathers credit information on current and potential borrowers; conducts account research; processes commercial loan payments or advances; assists Commercial Lenders in ensuring loan requests are complete; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The Commercial Lending Specialist must communicate and provide information by relevant methods internally and externally to assist and enable organizational operations.
Responsibilities:
- Act as a liaison between the Lending Center Manager, Commercial Loan Officers, attorneys, customers & other areas within the Bank.
- Prepare documents for loan origination, renewals and closings, such as commitment letters, credit memo, and other required documents.
- Order and track documents required to complete loan file including ordering floods; appraisals and ESA's when applicable.
- Review documentation against commitment and the credit memo.
- Assist in coordination of information sent to Credit department for analysis and spreads.
- Assist customers on a daily basis with various types of banking questions.
- Learn and assist lending team with implementation of the new nCino commercial loan system.
- Prepare reports and manage various databases.
- Process and track all income and expenses information and review monthly finance reports for accuracy.
- Complete monthly pipeline report and goals reports.
- Manage, organize, and update relevant data using database applications.
- Obtain and review documentation deficiency report and endeavor to cure deficiencies as needed.
- Management of overdraft report.
- Interpret financial statistics and other data in order to produce relevant reports. Understand the relevance of key ratios, covenants and documentation exceptions.
- Assist in ensuring lender compliance with federal laws applicable to Rockland Trust's lending function.
Qualifications:
- 3-5 years of Commercial Banking experience and knowledge of various commercial loan documentation preferred.
- Proficiency with Microsoft Office, Excel and Power Point.
- Ability to create financial and statistical tools and reports using excel spreadsheets.
- Must be detailed-oriented individual with strong analytical and communication skills.
Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an award winning Wellness program and much more!
At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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