Rockland Trust is currently seeking a Loan Officer with an expertise in Security Alarm Lending.
The essential functions of this role include:
- Responsible for soliciting, underwriting, structuring and managing both new and existing business for the Security Alarm Lending Division.
- Develops a network of referral sources and outsource partners to lead the new business effort, calling on prospects, centers of influence and other contacts as appropriate.
- Prepares loan packages for loan approval, including submission for and presenting to, Senior Loan Approval Committee.
- Actively manages a portfolio of Security Alarm loans and is the full relationship manager for those clients. The incumbent is responsible for growing the assigned portfolio, cross-selling bank products and nurturing customer relationships.
- Prepares credit analysis in accordance with credit policy for both new and existing relationships with special emphasis on credit policy exception, appropriate loan ratings and LPSS accuracy.
- Participates in industry events and educational programs to help market the Rockland Trust brand.
- Manages the loan closing process and onboarding of new customers in conjunction with outside counsel and colleagues within Credit & Loan Operations.
- Works with Lending Center & Regional Managers on various projects around new business and performs other duties as directed.
Required Skills:
- The candidate shall possess the ability to make lending recommendations, which are based on their analysis of the business' financial condition, cash flow, capacity, collateral and its ability to repay.
- Ability to interview loan applicants to develop information concerning their business, needs, abilities and earning to determine whether the loan would be an acceptable risk to the Bank.
- The candidate is trained in managing a portfolio of Security Alarm loans and understands all of the concepts unique to these exposures.
- Ability to work as a key team member to help grow the Security Alarm Division at Rockland.
Required Experience:
- Formal Credit Training
- 5+ Years of prior industry experience at a Bank.
- Bachelor's Degree in Business, Accounting, Finance, Economics, or equivalent experience.
Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Vacation Time, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an Award Winning Wellness program and much more!
At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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