Bell Acquisitions is a premier real estate investment firm, specializing in acquisitions and asset management. We are committed to delivering customized financial solutions to support the growth and success of businesses and investors alike. As an industry leader, we thrive on excellence, innovation, and a client-first approach. As we continue to expand, we are seeking an experienced Commercial Loan Specialist to join our dynamic team.
Position Overview
The Commercial Loan Specialist is integral to our lending operations, managing the full life cycle of commercial loans—from origination through closing. In this role, you will conduct thorough financial analysis, assess risk, and ensure full regulatory compliance while delivering exceptional service to our clients. The ideal candidate will possess a deep understanding of commercial lending, be detail-oriented, and demonstrate strong communication skills to foster key relationships both internally and externally.
Key Responsibilities:
- Loan Origination & Processing: You will handle the loan origination process, analyzing clients' financial data such as income statements, balance sheets, and cash flow reports to assess creditworthiness. In addition, you'll structure loan packages to align with Bell Acquisitions’ risk management protocols, ensuring all documentation is accurate and compliant with company and regulatory standards.
- Financial Analysis & Underwriting: This role requires conducting in-depth reviews of borrower portfolios, analyzing credit reports, appraisals, and industry trends. You’ll evaluate the economic viability of loan requests and identify potential risks, ensuring that all transactions meet both federal and state lending regulations, as well as internal policies.
- Client Relationship Management: As the main point of contact for clients, you’ll guide them through the loan process, offering expert consultation on financing options that align with their business needs. You'll be responsible for maintaining strong client relationships, handling loan modifications, renewals, and addressing any issues that arise during the loan process.
- Loan Closing & Post-Closing Oversight: Overseeing the loan closing process, you’ll collaborate with legal teams, title companies, and third-party vendors to finalize deals. Post-closing responsibilities will include loan servicing, audits, and resolving any concerns that may surface after the loan disbursement.
- Compliance & Risk Management: Ensuring adherence to federal, state, and company-specific regulations is a key aspect of this role. You will conduct regular audits, participate in risk assessments, and stay up to date on evolving industry regulations and best practices to safeguard the integrity of Bell Acquisitions’ loan portfolio.
- Reporting & Documentation: You will be responsible for maintaining comprehensive documentation of all loan transactions, as well as providing detailed reports on loan performance, delinquencies, and payment histories. Regular communication with senior management regarding pipeline progress and portfolio health will also be expected.
Required Qualifications:
- Experience in commercial lending or financial services.
- Strong expertise in financial analysis, loan structuring, and commercial loan products.
- Familiarity with federal and state lending regulations (SBA, FDIC, Dodd-Frank).
- Outstanding communication, negotiation, and customer service skills.
- Ability to manage multiple tasks in a fast-paced environment, with strong attention to detail.
- T12, Pro Forma, Rent Roll, Refi, Analyze Loan Documents, Catch Errors, Make Projections.
Preferred Qualifications:
- Experience with real estate investment and development loans.
- Proficiency with commercial loan software systems.
- Relevant certifications such as Certified Commercial Loan Officer (CCLO) or Commercial Loan Specialist Certification (CLSC).
- Experience in a high-volume, deadline-driven work environment.
Why Bell Acquisitions?
- Competitive salary and performance-based bonus structure.
- Professional development opportunities within a rapidly expanding organization.
- Collaborative, innovative work environment fostering growth and advancement.
- Paid time off, retirement savings plans, and ongoing training programs.
Bell Acquisitions is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
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