Mortgage Loan Originator - OHIO (Remote)

Rolphmortgage • Cincinnati, OH, United States • $200k - $250k / year • 1m ago

Mortgage Loan Originator - OHIO (Remote) at Rolph Mortgage, LLC.

OVERVIEW:

Rolph Mortgage LLC is a mortgage broker company headquartered in Cincinnati OH with license to conduct business in Ohio, Kentucky and Florida. We offer a culture that empowers you, fosters an entrepreneurial spirit, provides growth opportunity educationally and financially in an environment that provides a work-life balance. We are looking for self-starters that have the passion and goals to help families accomplish their dreams of home ownership and accomplish your own dreams along the way.

PAY: $96,000 - $324,000+

BENEFITS:

Flexible work schedule
Work from home (Remote)
Processor Team to get process from underwriting to close
Your own website landing page
Marketing Software to automate social media marketing with quick flyers and marketing email templates
Systems and processes to close in 15 days or less

COMPENSATION PACKAGE:

Commission Only
1099 / Paid Monthly

SCHEDULE:

8 hour shift
Monday to Friday

Skills & Experience

Requirements:

High school diploma or equivalent.
An NMLS # is required
Valid driver's license and current automobile liability insurance

Qualifications:

A minimum of 0-12 months mortgage origination experience required for Loan Officers.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, title companies, loan processing teams, partner account executives, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate software technology to facilitate our streamline mortgage process.
Familiarity with AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Self-starter with proactive communication skills
Entrepreneurial spirit in developing leads
Continue to expand knowledge of issues influencing the industry and the organization.

Responsibilities

Experience in cold calling new clients for purchase or refinance.
Ability to handle 5+ leads provided daily for purchase and refinance.
Loan Officers are expected to meet the Company’s minimum production standards on an ongoing basis, by taking complete and accurate loan applications, using Rolph Mortgage product lending partners.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer’s income, assets, investments or debts.
Evaluates Rolph Mortgage lending partner loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Other duties as assigned.

This is a full-time position.