Come join our vibrant team at Hana Bank USA. National Association! We are a growing community bank that offers a variety of financial services to customers in New York and New Jersey. A full-service commercial bank, we provide a wide range of deposit and lending products. The Bank is a member of the Hana Financial Group family of companies, one of the largest banking organizations in South Korea.
At Hana Bank, you’ll work with terrific people and have the opportunity to shine as you grow professionally. We are looking for great people to join us – those who are passionate about their work; strive for excellence in all they do; provide superior customer care; live and work with integrity; and value openness, mutual respect, and teamwork!
We offer competitive compensation; a supportive work culture based on decency and mutual respect; opportunities for learning and career advancement; and comprehensive benefits, including medical, dental and vision care, a 401(k) plan, FSAs, paid time off and pre-tax transit benefits. We help protect the health of our clients and employees by providing masks, gloves and hand sanitizer at all of our locations.
Hana Bank USA. National Association values diversity and is an Equal Opportunity Employer.
We are currently looking for a Loan Portfolio Underwriter and Analyst to oversee and monitor the Bank’s portfolio of CRE, C&I and SBA loans to small and medium-sized businesses. This position is based in our new corporate headquarters in Fort Lee, NJ, minutes from the George Washington Bridge.
As a Loan Portfolio Underwriter and Analyst, you will:
- Review industry information and comparisons, key risks and mitigating factors, and collateral to form a general business overview of borrowers and use results of analysis to underwrite and monitor commercial loans.
- Source, compile, and review financial data, communicate with customers or prospects, and perform analysis to recommend appropriate credit risk, risk ratings and loan structuring.
- Maintain strong product and sales knowledge and champion our core service values.
- Ensure new and renewed commercial loans are underwritten according to applicable regulations, procedures, and Bank guidelines.
- Ensure all involved parties are updated on underwriting progress and outcome.
- Perform timely annual and/or quarterly credit reviews of assigned loans; propose appropriate changes in risk ratings.
- Perform impairment analysis of non-performing loans and recommend charge-offs as appropriate.
- Process loan modifications in a timely manner.
- Review past-due reports and follow up as appropriate.
- Work with legal counsel to manage and resolve loans in litigation and OREO portfolio.
- Conduct site visits as needed.
Your Qualifications:
The successful candidate will have:
- At least three years of experience managing loan portfolios for a community bank, handling CRE, C&I, and/or SBA loans.
- Strong underwriting and analytical skills.
- Interpersonal skills that enable you to make personal connections, engage customers and behave courteously and professionally at all times.
- Excellent verbal and written communication skills, with the ability to express yourself clearly, politely and firmly.
- Strong detail orientation and organizational skills.
- A college degree or equivalent experience.
- Ability and willingness to travel for site visits.
Hana Bank USA. National Association, Healthy Finance, Happy Together
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