Job Highlights
| Title |
Credit Risk Review Officer |
| Type |
Full Time |
| Experience |
10 Years |
| Function |
Risk |
| Location |
Raleigh, NC, United States |
| Company |
UBS |
Company Profile
UBS is the world’s largest global wealth manager. The bank operates through four business divisions Global Wealth Management, Personal & Corporate Banking, Asset Management, and the Investment Bank.
Job Profile
The bank is looking for a Credit Risk Review Officer to join its team.
Education Level
- Bachelor’s Degree in Finance, Business Administration, Economics, or Accounting or equivalent work experience (necessary)
- MBA or financial certification (CFA, FRM, etc.) – highly desirable
Work Experience
- Completion of a formal credit training program and 10 years of experience in credit, credit risk, credit portfolio management, or credit administration with a financial institution or U.S. regulatory agency (OCC, FRB, etc.); experience at both is highly desirable.
Duties/Responsibilities
- Act as Subject Matter Expert (SME) and maintain current, in-depth knowledge of assigned portfolios and relevant regulations/laws.
- Analyze credit terms/structures, counterparty financial performance, economic/industry operating environment, and other relevant risk factors to ensure all credit extensions have been made in compliance with UBS policies and U.S. regulatory expectations.
- Assess the accuracy and adequacy of U.S. regulatory classifications, probability of default (PD) ratings, loss given default (LGD) ratings, and the Current Expected Credit Losses (CECL) process across CUSO.
- Assist in the planning, execution, and reporting of credit reviews across UBS’ Combined U.S. Operations (CUSO) portfolio.
- Identify deficiencies and areas for improvement in credit risk policies and procedures in collaboration with responsible account officers, credit officers, and other relevant stakeholders as needed.
- Maintain a thorough understanding of UBS’ compliance rules and regulations following UBS policy requirements.
Skills/Knowledge/Abilities
- Ability to work independently with minimal supervision, think critically, and arrive at creative solutions.
- Advanced knowledge of Microsoft Office products suite
- Excellent interpersonal, communication (verbal and written) and negotiating skills
- Familiarity with multiple credit products (e.g., corporate credit, syndications, acquisition/project/trade financing, leasing, securitizations, derivatives, etc.) and willingness to learn new credit products.
- Some travel may be required
Employer’s Statement
UBS is an Equal Opportunity Employer.
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