Mortgage Loan Originator - Commission Based
Job Category: Mortgage
Requisition Number: MORTG001131
- Posted: July 1, 2024
- Full-Time
Locations
Kerry Forest
2906 Kerry Forest Pkwy
Tallahassee, FL 32309, USA
Gulf Winds Credit Union offers innovative financial tools that give our members freedom to live life with their finances under control. Since our founding in 1954, we have grown from a single branch in Pensacola, Florida, to a regional institution with over $1 billion in assets and 83,000+ members across Florida, Alabama, and Georgia.
Our Values
We are guided by our core values of Integrity, Care, Growth, and Innovation.
Working at Gulf Winds
Working at Gulf Winds is not just a job, it’s a career. We’re hiring collaborative, motivated people who want to love what they do. When you join the team you can expect:
- Open and transparent communication with your leaders
- Consistent coaching and opportunities to improve performance
- Collaborative and team-focused environments
- Short and long-term professional development
- Opportunity to participate in cross-functional projects
Job Description
Base Salary of $45,000 with a Target Commission opportunity of $126,000 based on $3 million in Mortgage Loan Production
Role: This position contributes to the success of Gulf Winds by proactively soliciting mortgage business and selling Gulf Winds' mortgage products. Mortgage Loan Originators (MLOs) at Gulf Winds are expected to develop and maintain strong professional relationships with area realtors, builders, attorneys and other sources of mortgage referrals.
Essential Functions & Responsibilities:
- Conducts interviews with prospective borrowers to analyze financial and credit data, determine member financing objectives, advise members of product/pricing policies and guidelines, and gather any additional required information.
- Proactively solicits new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making outside sales calls to prospective members.
- Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
- Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and member-service standards; resolving problems.
- Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks.
- Complies with all applicable rules, regulations and policies.
- Performs other job-related duties as assigned.
Performance Measurements:
- MLO meets or exceeds the minimum established sales goals and actively cross sells Gulf Winds products.
- Referrals are handled expeditiously; interviews are conducted in a professional manner; all information is gathered accurately; rates and pricing are quoted accurately.
- Strong relationships exist with business referral sources; referral rate is successful.
- Audits and observations show all transactions and activity to be in compliance with all applicable regulations.
- Surveys and feedback from business partners, prospects, and members show that MLO is providing consistently excellent service and follow up.
Knowledge and Skills:
- Experience: Two to three years of similar or related experience.
- Must pass requirements for registration with NMLS.
- Education: A high school education or GED.
- Interpersonal Skills: Work involves extensive personal contact with others. Motivating, influencing, and/or training others is key at this level.
- Other Skills: Knowledge of conventional and/or government mortgage lending guidelines.
- Ability to manage a heavy pipeline of 50 plus loans.
- Strong written and verbal communications skills.
- Teamwork and customer service skills a must.
- Self-motivated and highly organized.
- Strong computer skills including MS applications.
- Ability to communicate clearly and effectively, both verbally and in writing.
- Ability to analyze and comprehend complex financial data.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.
Gulf Winds is an Equal Opportunity Employer. Drug Free Workplace.
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