Loan Portfolio Underwriter/Analyst

Hana Bank • Remote (NJ, United States) • $200k - $250k / year • 1m ago

We are currently looking for Loan Portfolio Underwriters/Analysts to oversee and monitor the Bank's portfolio of CRE, C&I, and SBA loans to small and medium-sized businesses. This position is based in our new corporate headquarters in Fort Lee, NJ, minutes from the George Washington Bridge.

Responsibilities:

Review industry information and comparisons, key risks and mitigating factors, and collateral to form a general business overview of borrowers and use results of analysis to underwrite and monitor commercial loans.
Source, compile, and review financial data, communicate with customers or prospects, and perform analysis to recommend appropriate credit risk, risk ratings, and loan structuring.
Ensure new and renewed commercial loans are underwritten according to applicable regulations, procedures, and Bank guidelines.
Perform timely annual and/or quarterly credit reviews of assigned loans; propose appropriate changes in risk ratings.
Perform impairment analysis of non-performing loans and recommend charge-offs as appropriate.
Process loan modifications in a timely manner.
Review past-due reports and follow up as appropriate.
Work with legal counsel to manage and resolve loans in litigation and OREO portfolio.
Conduct site visits as needed.

Your Qualifications:

At least three years of experience managing loan portfolios for a community bank handling CRE, C&I, and/or SBA loans.
Strong underwriting and analytical skills.
Interpersonal skills that enable you to make personal connections, engage customers, and behave courteously and professionally at all times.
Excellent verbal and written communication skills, with the ability to express yourself clearly, politely, and firmly.
Strong detail orientation and organizational skills.
A college degree or equivalent experience.
Ability and willingness to travel for site visits.

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