Chief Lending Officer (CLO)
As the Chief Lending Officer (CLO), you will be at the helm of our lending function, providing strategic leadership. Your mission is to develop loan products that resonate with our members, foster growth, and ensure our loan portfolio reflects the needs of our members. If you are ready to take our lending services to the next level, this is the opportunity for you!
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Innovate & Lead: Develop and recommend new lending opportunities across consumer, real estate, and commercial loan products for our existing membership and the broader community.
- Strategic Growth: Assess and expand our loan portfolio, focusing on quality, mix, and size to meet our members’ needs while managing portfolio credit risk and cost-effectiveness.
- Collaborate & Elevate: Partner with our Executives and teams to create a seamless loan application and funding experience. Work with our Chief Marketing Officer to market our lending products effectively.
- Strategic Vision: Play a key role in our strategic planning process, helping shape the future direction of the credit union.
- Lead & Inspire: Actively participate in various committees and ensure the continuous development of your team to drive performance and innovation.
QUALIFICATIONS
EDUCATION/CERTIFICATION: Bachelor’s degree is required; a master’s degree is highly preferred.
REQUIRED KNOWLEDGE / EXPERIENCE: 10+ years of progressive leadership in financial institution lending/credit operations, with at least 5 years as the top lending executive at a credit union or bank.
Strategic Mindset: Demonstrated ability to drive loan portfolio growth and develop new loan products that meet evolving consumer needs.
Innovative Leadership: Proven success in breaking down barriers, paving new paths, and challenging the status quo to foster a strong member service culture. Solid communication abilities.
SKILLS/ABILITIES: Collaborative Spirit: Ability to work effectively with other leaders to develop and implement organizational strategy.
Passionate & Driven: A commitment to innovation, team development, and delivering exceptional service to our members.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
- TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
- AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
- REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
- AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
- PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
- REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data, establish facts, and draw conclusions.
- MATHEMATICS ABILITY: Ability to compute discount, interest, profit, and loss; commission markup and selling price; ratio and proportion and percentage.
- LANGUAGE ABILITY: Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias.
Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
