Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses-from startups to established brands-make smarter decisions and gain control of their operations. And we don't stop there: we're creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that's ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity-and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

At BILL, we listen, learn, and lead-fostering collaboration and a drive for continuous growth. We're committed to building a diverse and inclusive workplace that values each person's unique skills and experiences. Even if you don't meet every requirement, we'd love to hear from you-you might be just what we're looking for, whether in this role or another.

Let's give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

The Capital Markets team at BILL manages the liquidity and capital needs to support and grow our business. We are the liaison to lenders, investors and banking partners to secure new financing arrangements in the form of credit facilities, forward flow agreements, asset sales, etc., to support our lending products which include charge card receivables and working capital.

Our team drives success by being uniquely suited to develop our lending platform through product development and structuring, deal negotiation, implementation and operationalization.

This role will oversee daily capital markets activities such as debt facility management and reporting, supporting new partnership and deal analysis, as well as relationship management with third-party capital providers. We have the opportunity to work across departments at BILL to execute on business-critical strategic initiatives and oversee our funding strategy.

Responsibilities:

Work closely with the head of Capital Markets to manage liquidity for BILL lending products and assist with financial analysis for new sources of capital with external lenders and investors
Opportunity to provide analysis to senior leaders and work closely with the finance team to provide updates on capital markets activity and financial impact
Opportunity to play a key role in developing and scaling lending products and work collaboratively with different departments and teams at BILL
Assist cross-functional teams with ad hoc projects and growth initiatives
Support Capital Markets in building and maintaining data reporting such as enhancing our portfolio data tapes and supporting recurring business reviews
Oversee daily operations on lending facilities, asset sales, partnerships, and corporate debt facilities
Manage borrowing bases and monthly reporting to financing partners
Prepare presentations and analysis materials for internal and external stakeholders as well as for senior BILL leadership
Assist in the completion of various audit and due diligence projects

We'd love to chat if you have:

5+ years of experience in financial analysis, structured finance, or banking
Bachelor's degree in finance, economics, business, STEM or a related field
Experience with financial modeling and data set analysis is preferred
Experience in capital markets, SQL and data warehouses is a plus
Very experienced in Excel and experienced in Google Suite software
Strong traits of ownership, organization and attention to detail while managing multiple projects simultaneously
Strong verbal and written communication skills

The estimated base salary range for this role is noted below for our office location in Draper, UT. Additionally, this role is eligible to participate in BILL's bonus and equity plan. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

Draper UT pay range $84,900 - $106,100 USD

What's in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn't only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
HSA & FSA accounts
Life Insurance, Long & Short-term disability coverage
Employee Assistance Program (EAP)
11+ Observed holidays and wellness days and flexible time off
Employee Stock Purchase Program with employee discounts
Wellness & Fitness initiatives
Employee recognition and referral programs
And much more

Don't believe us? Check out our culture, benefits, and teams on our career site , LinkedIn Life , or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact .

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

BILL jobs

Senior Capital Markets Analyst