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Senior Mortgage Loan Originator Louisiana Region 4735

Keesler Federal Credit Union • Virginia, MN, United States • $200k - $250k / year • 1m ago

Job Category: Mortgages

Requisition Number: SRMOR003516

Position: Senior Mortgage Loan Originator

Department: Mortgage Loans

Reports to: Mortgage Sales Manager

FLSA: Non-Exempt

Summary

The Senior Mortgage Loan Originator (LO) proactively solicits new residential mortgage business and markets Keesler Federal Credit Union mortgage products to meet established goals. In this ongoing sales role, the LO continually identifies, develops, and maintains a quality network of relationships that serves as a recurring source of referrals for new mortgage lending opportunities.

Essential Functions

Develops and maintains successful relationships with internal and external referral sources.
Prospects new mortgage lending opportunities.
Meets with members as necessary during various stages of the loan process.
Provides complete loan applications, with all required supporting documentation, to operations team.
Ensures an exceptional member service experience by overseeing the loan process from origination to close and providing ongoing communication to members and referral sources.
Achieves production and quality goals.
Accepts loan applications from members and establishes a loan file.
Prepares and compiles documents for loan closing and submits to Mortgage Loan Underwriter for review.
Orders and reviews all documentation and immediately notifies Mortgage Loan Manager of any irregularities.
Takes necessary follow-up actions to assure receipt of title insurance policy.
Assists members with inquiries or problems.
Sells and/or refers Credit Union products and services to members and prospects.
Maintains up-to-date knowledge of all aspects of FHA, VA, Conventional Fixed-Rate, In-House, and Construction First Mortgage Loans.
Communicates with attorneys, appraisers, surveyors, contractors, and other vendors in a friendly, professional manner.
Responsible for compliance with all Federal regulations.

Knowledge & Skills

Minimum five years of experience as a successful Mortgage Loan Originator.
Demonstrated understanding of mortgage processing, underwriting, and closing procedures.
Strong computer skills including a fundamental understanding of automated underwriting applications.
Ability to analyze and comprehend complex financial data.

Physical Demands

The employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear.

Work Environment

Extensive use of desktop computer is required. The noise level is that of a normal office environment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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