SENIOR COMMERCIAL CREDIT ANALYST

Credit Union ONE • Ferndale, MI, United States • $200k - $250k / year • 1w ago

The Senior Credit Analyst provides support to the commercial loan department by analyzing individual/business financial information and industry data in preparation of loan approval recommendation documents and maintaining the commercial portfolio risks.

Responsibilities:

Performs preparation of complex loan evaluation.
Oversees loan risk ratings.
Maintains the Commercial Lending Inbox and financial statement tracker.
Performs credit analysis.
Orders business and consumer credit reports, UCC filing reports, and other third-party services.
Ensures compliance with applicable federal, state, and local laws and regulations.
Completes special projects according to the needs of the department.

Requirements:

Associate's degree preferred.
Minimum of five years experience in commercial lending credit analysis.
Minimum of five years of banking knowledge including policies, regulations, and transactions.
Ability to effectively lead a team to meet project goals.
Ability to manage time effectively, collaborate with others, and work with minimal supervision.
Experience presenting to large and small groups.
Above average proficiency in MS Office Products.
Experience with Michigan banking/credit regulations is preferred.

Qualifications:

Functional Expert: Considered a thought leader on a subject.
Team Player: Works well as a member of a group.
Enthusiastic: Shows intense and eager enjoyment and interest.
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well.

Motivations:

Self-Starter: Inspired to perform without outside help.
Goal Completion: Inspired to perform well by the completion of tasks.
Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization.

Experience Required: